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A payday loan (also called a paycheck advance or payday advance) is exactly as it sounds... a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. Payday loans are only set up to cover the borrower until they receive the next paycheck from their job. It is typically only for a short term period of 7 to 14 days before payment in full is due. Legislation & Laws regarding payday loans can vary widely between different states and even different cities within a state.
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