In PD13 I saved the file as JPG in my windows picture folder.
I closed all programs as you suggested and even tried to change the name.
I opened the windows library and the file is there as snap shot test.JPG if I click to open the photo viewer, it tells me the file is not recognizable.
I opened Photo director 6 and tried to open the file and it wouldn't open.
I tried Paint.net and it wouldn't open it.
Perhaps I should try a process that your familiar with and one I'm not aware of.
I'm just trying to take a snap shot of a video frame and place it in my still pictures folder to view it as a still picture. I thought this was possible.